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Rates effective as of
Savings Accounts
| Account | Minimum Balance | Annual Percentage Yield (APY) |
| Passbook Savings | $1.00 | .50% |
| Christmas Club | $1.00 | .25% |
| Vacation Club | $1.00 | .25% |
| Now Checking | $1,500 | .75% |
| Super Now Checking | $3,000 | .80% |
| Money Market Plus | $3,000 | 1.00% |
| SHB Century Club Money Market | $10,000 | 1.51% |
Certificates of Deposit
These Annual Percentage Yields are subject to change weekly on Wednesdays.
Minimum investment of $1000.00. Penalty for early withdrawal.
| Term | Annual percentage Yield (APY) |
| SPECIAL - 181 Days *Deposits of $5000.00 and greater |
2.02% |
| SPECIAL -9 Months *Deposits of $5000.00 and greater |
1.00% |
| SPECIAL - 13 Months *Deposits of $5000.00 and greater |
2.02% |
| SPECIAL - 10 Months *Deposits of $5000.00 and greater |
2.52% |
| SPECIAL - 23 Months *Deposits of $5000.00 and greater |
2.27% |
| SPECIAL - 25 Months *Deposits of $5000.00 and greater |
3.03% |
| SPECIAL - 31 Months *Deposits of $5000.00 and greater |
2.02% |
| 32-90 Days | .75% |
| 91-181 Days | .85% |
| 6-11 Months | .75% |
| 12-17 Months | 1.26% |
| 18-29 Months | 1.26% |
| 30-36 Months% | 1.76% |
| 37-48 Months | 2.52% |
| 49-60 Months | 3.03% |
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