| Account/Term | Rate | APR | Points |
| 15 Year Fixed Rate | 4.000% | 4.033% | 0.000% |
| 30 Year Fixed Rate | 4.375% | 4.394% | 0.000% |
*Rates, terms, and fees as of [4/17/2019 9:00 AM] Eastern Standard Time and subject to change without notice.
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